If you had 24 hours to develop an app to educate consumers about payment security, what would it look like?

That is the question Visa put forth to 700 of the most talented developers from around the world at TechCrunch Disrupt New York. The hackathon contest, the first ever sponsored by Visa, was a resounding success, resulting in numerous strong submissions.

Visa has invited two standout teams from Disrupt to showcase their ideas on stage at this year’s Visa Global Security Summit. On October 2, the audience at the Visa Security Summit will be asked to vote on which app will win the $5,000 Developers Challenge Award.

The winner is Team Voutche!

TEAM VOUTCHE

DEVELOPERS

OBED EUGENE and GABRIEL VELEZ

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HOMETOWN

NEW YORK, NY

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APP NAME

VOUTCHE

APP CONCEPT

The goal of the app is to help consumers determine whether the information they are sharing on their Facebook profiles could put them at risk for fraud. Even innocuous pieces of information such as birth date, home address, kids'/spouses names or pets' names could be sufficient information to reset the password on an account. This app uses natural language processing to quickly assess whether a consumer could be potentially oversharing on Facebook in the form of a score from 1 - 100 where 100 represents the least likelihood of oversharing.

TEAM DOUBLE BLACK

DEVELOPERS

THEO RUSHIN, Jr. and GARY COOPER

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HOMETOWN

WASHINGTON, DC METROPOLITAN AREA

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APP NAME

ULTRA V FORCE and V FORCE GUARDIAN

APP CONCEPT

Ultra V Force is a comic book-style educational adventure game intended to teach grade school students about payment security and internet safety basics including: ID theft, scams, phishing, and cyberbullying. V Force Guardian is a companion mobile application enabling parents to track their children’s usage of the game, tailor the difficulty and type of questions for their children, and assign in-app rewards.

The Voutche, Ultra V Force and V Force Guardian applications are independently created applications and works in process. Visa does not own or manage the content of these applications.

Obed Eugene is a software developer and a passionate entrepreneur who enjoys solving problems by finding workable solutions. He is currently working on a few projects including Urbanfunder, a crowdfunding platform that helps the community support each other's goals through funding. He is also working on Buscheq, a marketplace solution in the travel space. He has a B.A. from Howard University. His philosophy on life is never take no for an answer, just look for the answer on Google.

Gabriel Velez is a Graphic Designer with over 10 years of experience creating lasting brand strategies through his company, Design On Cue. Such services include logo & identity, mobile & web design, as well as print initiatives for new & established brands. Velez has numerous awards under his belt as a mobile designer, including in 2012: Techcrunch Disrupt Hackathon $5K CityGrid Award, ECommerce HackDay "Best WePay API Prize", & PhotoHackDay "Best Flickr API Hack". Just recently, he was one of the winners at the 2013 Summer Startup Weekend. He has a BA from CUNY City College of New York specializing in Advertising & Public Relations.

Theo Rushin, Jr. is Chief Technical Officer (CTO), Software Developer, and Technical Trainer at DoubleBlack Technologies. He began his career as a developer and trainer back in 1985 and eventually earned a position teaching and creating client-server applications at Howard University. Since then Mr. Rushin has worked as a software and training consultant with many organizations including Provident Hospital, The State Department and The National Institutes of Health. In addition to software development and teaching, Mr. Rushin has organized and managed several technology-based user groups, delivered presentations at major tech conferences, and published articles in tech industry magazines. For the past few years he has focused on creating mobile and tablet applications and teaching clients web-based technologies.

Gary Cooper is the Chief Project Officer at DoubleBlack Technologies. He began developing software as a hobby and enjoyed it tremendously. This encouraged him to attend the University of the District of Columbia and obtain a degree in Computer Science. He has over 20 years of experience in software development and began his professional career as a software developer for the World Bank. He then was recruited by the Bureau of Labor Statistics in 1990 as a software developer. He also has taught computer programming at the United States Department of Agriculture Graduate School. In 2005 he began studying project management and led several technical projects at the Bureau of Labor Statistics. He earned his Project Management Professional Certificate (PMP) from the Project Management Institute in 2011.

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